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Carolina Buyers Market
Carolina Buyers Market
Privacy Policy

Our Commitment to Your Privacy
Safeguarding your privacy is a responsibility we take seriously. Carolina Buyers Market has created this privacy policy in order to explain how your personal information is collected and used on this web site: www.carolinabuyersmarket.com.

We collect Information to Serve You
Collecting information from visitors to our web site makes it possible for Carolina Buyers Market to deliver the kind of personalized service you expect. On certain pages of our web site you can fill in a form in order to make comments, request information, and/or register to receive materials from us.

How Your Information is Used
We DO NOT sell your information. Carolina Buyers Market uses the information you provide to us for internal purposes only.

On some pages of our web site, we provide a link for you to send us an e-mail. We use your return e-mail address in order to send you a response. This return address is not used for any other purpose. Any information contained in your e-mail is also kept strictly confidential.

Our web site uses forms to allow you to request information on our products and services. In these forms, we collect your contact information (name, address, e-mail address, etc.). We use the contact information you provide to respond to your inquiry. Carolina Buyers Market does NOT send unsolicited e-mail. If you do not want us to know any of your contact information, please do not submit a form to us.

We use non-identifying information to help keep track of our web site traffic. The Carolina Buyers Market web site uses a software program that gives us the ability to track things like number of visitors, what pages are being viewed the most, etc. This information reveals nothing personal about you. Our web server does NOT record the e-mail addresses of our visitors.

How to Contact Us
If you have any other questions or concerns about our privacy policy, please call us toll free at 1-866-577-6724, or contact us through the web site.



Site Security

What is SSL?
Encrypted 1003
The Encrypted 1003 utilizes secure socket layer (SSL), frequently referred to as "Netscape" encryption. This allows both Netscape and Microsoft Explorer browsers to communicate with our server in a secure SSL encrypted session. It is often used to securely transfer credit card numbers and other sensitive information.

Fraud Protection
These security features protect transactions from misappropriation and fraud that could otherwise occur as information passes through Internet computers. Without thorough security, information transmitted over the Internet is susceptible to fraud and other misuse by intermediaries.

Complete Protection
The Internet does not provide built-in security. This is why our 1003 residential loan application is not e-mailed. To increase security and privacy, we will be notified via e-mail of your completed 1003 application and we are required to access the completed 1003 via encryption, username, and password. The SSL protocol delivers server authentication, data encryption, and message integrity.

How does it work?
Client/Server Protocols
SSL is layered beneath application protocols such as HTTP, Telnet, FTP, Gopher, and NNTP, and layered above the connection protocol TCP/IP. This strategy allows SSL to operate independently of the Internet application protocols. With SSL implemented on both the client and server, your Internet communications are transmitted in encrypted form, ensuring privacy. Due to this encryption process, documents that are encrypted may take longer to download.

Digital Certificates
Netscape Navigator and Microsoft Explorer deliver server authentication using signed digital certificates issued by trusted third parties known as certificate authorities. A digital certificate verifies the connection between a server's public key and the server's identification (just as a driver's license verifies the connection between your photograph and your personal identification). Cryptographic checks, which check digital signatures, ensure that information within a certificate can be trusted.

Web Addresses
You can tell whether a document comes from a secure server by looking at the Universal Resource Locator (URL) field. If the URL begins with https:// (instead of http://), the document comes from a secure server. You need to use https:// for URLs with SSL and http:// for URLs without SSL.

What does a digital certificate do?
Public/Private Key Pairs
Digital Certificates are protected by public and private key pairs linked by a powerful cryptographic algorithm. These keys have the ability to encrypt and decrypt information. No one else's keys can decipher messages you send that are encrypted with your public key. Also, no one else's keys can be used to pose as you by sending messages encrypted with your private key.

Digital Certificates
Netscape Navigator and Microsoft Explorer deliver server authentication using signed digital certificates issued by trusted third parties known as certificate authorities. A digital certificate verifies the connection between a server's public key and the server's identification (just as a driver's license verifies the connection between your photograph and your personal identification). Cryptographic checks, which check digital signatures, ensure that information within a certificate can be trusted.

Web Addresses
You can tell whether a document comes from a secure server by looking at the Universal Resource Locator (URL) field. If the URL begins with https:// (instead of http://), the document comes from a secure server. You need to use https:// for URLs with SSL and http:// for URLs without SSL.

For more information please visit either Netscape or Microsoft
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